{"id":156,"date":"2026-02-19T17:23:12","date_gmt":"2026-02-19T16:23:12","guid":{"rendered":"https:\/\/segurosquico.com\/?p=156"},"modified":"2026-02-19T17:23:12","modified_gmt":"2026-02-19T16:23:12","slug":"aseguradora-obligada-a-pagar-intereses-de-mora","status":"publish","type":"post","link":"https:\/\/segurosquico.com\/en\/2026\/02\/19\/aseguradora-obligada-a-pagar-intereses-de-mora\/","title":{"rendered":"Aseguradora obligada a pagar intereses de mora"},"content":{"rendered":"\n<p>Intereses del 20%: la aseguradora paga aunque haya hecho oferta motivada<\/p>\n\n\n\n<p><br>STS 1321\/2024, de 15 de octubre de 2024<\/p>\n\n\n\n<p><br>El Tribunal Supremo condena a una aseguradora a pagar intereses de mora del 20% anual aunque hubiera realizado una oferta motivada previa, porque la cantidad ofrecida (28.115 \u20ac) era &#8220;manifiestamente inferior&#8221; a la indemnizaci\u00f3n real que fijaron los tribunales (65.842 \u20ac). La clave: hacer una oferta no evita la mora si esa oferta es claramente insuficiente. La aseguradora tambi\u00e9n deb\u00eda haber consignado la cantidad, y no lo hizo a tiempo. <\/p>\n\n\n\n<p>Lo que significa para el asegurado: si la compa\u00f1\u00eda te ofrece mucho menos de lo que mereces, tiene que pagar intereses sobre la diferencia desde el accidente. Un incentivo muy poderoso para reclamar judicialmente.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Intereses del 20%: la aseguradora paga aunque haya hecho oferta motivada STS 1321\/2024, de 15 de octubre de 2024 El&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[1],"tags":[],"class_list":["post-156","post","type-post","status-publish","format-standard","hentry","category-sin-categoria"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - 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